ICIBIL Score: In case you are looking for a loan or a credit card, having a good CIBIL score becomes a necessity. This number helps identify how credible you are in handling your finances. A good CIBIL score means easy access to loans at lesser interest rates in banks. Now, how do you check your score for free? Here we will tell you five ways to check your score without spending a penny.
CIBIL itself provides one such free facility: checking score
In a year, you can check your score for free on the official CIBIL website. You only need to register. You have to fill in the name, PAN number, and mobile number. The mobile will receive an OTP, after which you will be able to see the score. Method is pretty straightforward and easy.
Check score from Paisabazaar
Paisabazaar is one such online user site where you get access to CIBIL score without paying any amount. Just enter the required details like name, PAN card number and mobile number upon which this site will also show you the credit report and give you an explanation of whether your score is good or not.
Score from Bankbazaar
Bankbazaar is another place from where you can check your score. Just have to enter such details there, like PAN number and Email ID. This platform also tells how one can improve the score.
Check score from Bajaj Finserve
Bajaj Finserve is a name where you can check your CIBIL score without being charged. You can go on their website and check the report with your PAN number and mobile number. They also provide you with a credit health report through which you might be able to know what needs improvement.
Score check from net banking
The associated banks such as ICICI, HDFC, and the like allow all their clients to check credit scores via the netbanking portal. Log in to your netbanking account and click on the credit score section. The method works very well for customers of these banks.
CIBIL score checking is pretty simple. It helps to know how the credit health is. A good score would not pose a problem in getting a loan. If the score has low points, it can be improved. These methods of checking score for free have been easy and safe.
